It is always best to get pre-approved first.
Think of it like this: you are heading out to the best restaurant in a city. You‘ve never been there, but you’ve heard nothing but great things about the menu, the location, the music… this place has everything you want.
Now, think of going into this place without any idea how much money is in your bank account, but, not even knowing if you have your pocketbook/wallet when it’s time to pay. That, times 100, is trying to buy a house without the assurance of being pre-approved.
Being pre-approved gives you three things that will provide a solid foundation for your home buying experience:
1) You will already know you’re a qualified buyer.
2) You will know how much of a house you can even look at.
3) You will know how much your monthly payments will be from the start.
On top of all that, when you find your home, you will be in position to act quickly and make an offer, rather than trying to figure out how to “pay for the meal.”
To get started on your own pre-approval, simply fill out the email form and let us know you're looking for pre-approval - we'll take care of the rest!